Wednesday, November 20, 2013

For Real?

My husband is a big fan of the business channels, where they continuously talk about stock markets, DJ, NASDAQ, etc. averages, money, and debt. Which is okay, as long as I'm not required to listen to it all day long. It just boggles my mind the ridiculously huge dollar amounts that are everyday conversation on there. Figures the average person could never hope to understand, or accumulate in their entire lifetime.

Used to be hundreds of dollars seemed significant, then thousands, and now days its nothing to hear millions, billions, and even trillions. Who can even conceive of such vast amounts of wealth? Not I, that is for sure. And the National Debt?! Good Lord, how is that even possible? Has to be due to the sky rocketing cost of everything, total disregard for staggering debt, interest accumulation, and other mind blowing reasons, the average person cannot grasp the concept of.

I know I, for one, cannot imagine that ever being decreased, or heaven forbid, paid off. I don't even pretend to understand how these things work, but even I get concerned when they show the ND ticker on television. Did you ever see anything whiz along, constantly growing, and so beyond belief? Where will it end, and what will it be when our children, and children's children reach maturity? Unfortunately, I cannot understand the concept of what it might mean to their future prosperity.

I get concerned when we go over our student loans, my husband's, for his post graduate schooling, and mine, for my daughter's education. And their total isn't even all that outlandish. But then, I have always been an average person, making mostly average income, as has he. Once, when my first husband, and I, were building our house, we accumulated over $5,000. on a credit card, and that was overwhelming to me. After he passed, that was one of the first priorities with me, to pay it off.

I am not a fan of debt, don't normally use a credit card, and drive a 2002 vehicle. And just do not get how people can have bunches of charge cards, with large balances, I could never do it comfortably. But then, I like things simple, steer clear of charging stuff, and try to take care of what I have, in order to avoid large purchases. And that's just the way it is.

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